1. Purpose of This Policy

This Privacy Policy describes how MyCreditCard-CashSaver ("We/Our") collects, uses, and protects your personal information when you use the MyCreditCard-CashSaver application or website ("App"). By using our App, you agree to the terms outlined in this policy. If you do not agree with how we handle your data, please do not use our App.

2. What Data We Collect

We only collect the following types of information from users of MyCreditCard-CashSaver:

- Mobile Number: We collect your mobile phone number to create and verify your account and ensure service security.

- Device ID: This is a unique identifier for your mobile device. We collect this to analyze user behavior and improve the functionality of our App, as well as to fix any bugs or issues that may arise.

All other data collected by our App will be stored on your device's local storage and will not be transmitted to any third parties or servers outside our system.

3. How We Use Your Data

- Mobile number verification during registration

- To Improve User Experience: By collecting Device ID, we can analyze user behavior patterns and enhance the functionality of our App.

 

- To Fix Bugs and Issues: We use collected data to identify and resolve problems with the App.

In case of an emergency or legal requirement, such as complying with laws or regulations, we may need to share this information. However, in all cases, we will ensure that user privacy is protected wherever possible.

4. Sharing Your Data

We do not sell, distribute, or lease your personal information to any third parties except for the following limited circumstances:

- If required by law or government regulations (e.g., to respond to legal requests or protect against harm).

 

- In the event of a merger, acquisition, or sale of our company or business, provided that such third parties are bound by confidentiality agreements.

Your data will never be shared with any external organizations for marketing purposes unless you have opted into receiving marketing communications from us.

5. Data Security

We take reasonable steps to protect your personal information, including:

- Using industry-standard encryption for data transmission.

 

- Implementing access controls and monitoring practices to safeguard user data.

While we strive to ensure the security of your data, please be aware that no method of transmission over the internet is 100% secure. We recommend using strong passwords where possible.

6. Your Rights and Choices

- Opt Out of Marketing: If you do not wish to receive marketing communications from us, you may opt out by following the instructions provided in our marketing emails or contacting our support team at richescreater@gmail.com.

- Request Data Correction: You have the right to request corrections to any inaccurate information about yourself that we hold. Please contact our support team with specific details to verify and update this information.

- Delete Your Data: If you would like to completely remove all data associated with your account, please contact our support team at richescreater@gmail.com.

7. Data Retention Period

We will retain Device ID and other related data for as long as necessary to fulfill the purposes outlined in this policy, which may include:

- Six (6) months after you last use our App.

 

- Two (2) years if you have not used our App within that period.

After this retention period, we will securely delete your data.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised date indicating the effective date of the new terms. Your continued use of our App after such updates constitutes acceptance of these revised policies.

9. Contact Us

If you have any questions about our Privacy Policy or data practices, you can contact us at:

- Email Address: richescreater@gmail.com

10. How to Remove Data

To remove your data, follow these steps:

1. Contact our support team at richescreater@gmail.com with your request.

2. Provide any necessary documentation or identification as requested.

3. Verify and confirm the details provided during this process.

By using our App, you consent to the collection, use, and storage of your personal information in accordance with this policy. If you have any further questions or concerns, please do not hesitate to reach out to us at richescreater@gmail.com.